• Why You Should First Option Mortgage?

  • Hi, if you are looking to buy a property or refinance we can help you with great rates and great service!! Call Jim Steen First Option Mortgage at 904-332-7807 or cell 904-200-0225 or apply directly on the First Option website click here> Website Link 


    Why Should You Choose First Option Mortgage?

    - Loans closed in 17 days on average from contract submittal
    - Experienced local in house processing and underwriting staff
    - 15 investors to choose from with great pricing (We Beat the Banks)
    - Regular customer satisfaction scores of 5/5 on Zillow
    - Down payment assist programs for qualified borrowers

    We Have the Products

    - We offer Jumbo, Conventional, FHA, VA loans up to county loan limits with 100% VA financing or 96.5% FHA.

    - First Time home Buyers Programs including the FLA Bond with down payment assistance of $7,500 or 3% of purchase price.


    We Have a Great Team and Great Service

    - Professional in house support staff with over 8 years of experience in loan processing per employee in our Jacksonville office.

    - You can reach any of our team members with a local (904) phone call and talk about your loan. We will get your loan pre-underwritten in 1-2 business days.


    We Get Things Done Quickly

    - We have in house processing and pre-underwriting in our Jacksonville office off of I-95 and Belfort Rd and can typically close deals in 17 days or less.

    - We can get your refinance done to get you cash out or your purchase approval to buy a new home and get the loan pre-underwritten within 1-2 business days.


    We Are Flexible and Responsive

    - We can also get deals done that other lenders can't do because the customer needs help with down payment assistance, credit scores, debt to income ratios, self employment, lending guidelines, and other factors.

    - We regularly receive top marks 5/5 on customer satisfaction and value repeat referral business.