• We Have an Awesome Team to Assist Our Customers!!!

  • Jim Steen

    Sr Loan Consultant

    Office (904) 332-7807

    Cell (904) 200-0225

    Jim has been originating mortgages in Jacksonville, FL. since 2005 and has helped hundreds of borrowers find the right loan product for them. He has 12 years of experience with FHA, VA, and Conventional mortgages for primary residences, second homes, and investment properties. 

    Jim’s experience ranges from helping first time homeowners, refinancing for debt consolidation, to working with investors to obtaining financing. Jim uses his experience based on having reviewed many different types of loan scenarios over the years to come up with solutions. 

  • Nick Gruen

    Branch Manager

    Office (904) 332-7804

    Since graduating college in the summer of 2006 with a degree in Finance from the University of Florida, Nick has been in the mortgage business and has helped almost a thousand families obtain the dream of homeownership. He also has assisted in helping hundreds of people with debt relief, help with college tuition, and home improvements through refinance loans.

    He is dedicated to the client and maintains the utmost professionalism with each and every loan. He has been through the easy loan days, the depressed market for a few years, and now has navigated his way to being a top producer in the current market which demands a high level of customer service, product knowledge, and attention to detail on every loan.

  • Ronnie Morgan

    Sr. Loan Processor

    Office (904) 322-7805

    Ronnie is a Jacksonville native who knows the local real estate market. He joined the lending side of the industry in 2006 and had helped many Jacksonville families buy their dream home. His nine years’+ worth of residential lending experience has proven to be very valuable his clients. This experience is used daily to enable buyers to understand all the components of the lending and real estate transaction.


    He keeps up to date on the most current mortgage programs, staying abreast on current financial markets on a daily basis and to listen carefully to clients to provide the best advice possible. Ronnie recognizes that service is a very important aspect in the mortgage business, so he strives to make every transaction as pleasant of an experience as possible.
    Ronnie is also a graduate of the University of Florida and loves to root for his team. Go Gators!!! 

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  • Christine Gawlik

    Loan Officer Assistant

    (904) 322-7811

    Christine's Background:

    First Option Mortgage - Loan Officer Assistant; 2016-2017

    Digital Risk - Loan Processor 2015-2016

    Bank of America - Cust Svc Mgr Mgr Loan Mods 2011-2014

    Christine also worked as Retail Store Manager for 15 yrs years with Bath and Body Works, Coach, and Pier 1 Imports


     Christine keeps the guys in the office in line and is a social media maven.